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Associate/Director - ABS Securitization Credit Risk Officer

Apollo Management Holdings, L.P.
Full-time
On-site
New York City 9 West 57th Street United States of America

Position Overview

ATLAS SP Partners is a global investment firm that seeks to provide stable funding and capital markets services to companies seeking innovative and bespoke structured credit and asset-backed finance solutions. We’re proud to build upon a legacy of excellence anchored in deep expertise and client service across the asset management landscape.

Their expert team and integrated platform help determine the best approach to optimize clients’ capital structures and achieve their goals, working across a broad range of services within principal investing, financing, capital markets, and portfolio solutions.

ATLAS SP’s integrated platform encompasses a holistic suite of capabilities, including asset/portfolio advisory solutions, warehouse/acquisition financing solutions, whole loan purchase/sale, and securitization/distribution.

ATLAS SP works with specialty finance companies, REITs, financial sponsors, mortgage lenders, corporates, and others to unlock value from their existing asset base, accessing capital that goes beyond traditional unsecured debt and equity. They specialize in advising clients on how to reach their strategic goals, from providing early-stage asset-backed capital, constructing flexible aggregation warehouse facilities, establishing securitization programs, to accessing bridge capital and acquisition financing solutions.

The Company works with clients throughout all stages of the growth lifecycle — from early stage private to mature public companies — to access flexible capital through a variety of structures and capabilities, including asset/portfolio advisory, warehouse/acquisition financing solutions, whole loan purchase/sale, and securitization/distribution. As of September 2025, ATLAS SP manages $40bn+ in credit assets.

ATLAS SP was created out of Credit Suisse’s Securitized Products Group, a top provider of credit solutions to lenders. Now, as a standalone securitized credit origination platform, ATLAS SP continues to benefit from the team’s leadership, experience, and operational strength to serve client needs across the full ABS financing spectrum.

ATLAS SP is backed by a diverse set of institutional capital partners, including affiliates of Apollo and other third-party financial institutions. These relationships can provide ATLAS SP with investment-grade capital partners and strategic benefits designed to enhance its financial and operational strength and to accelerate growth in client offerings.

The Role

Atlas SP is searching for an ABS Securitization Credit Risk Officer with responsibility for assisting in building out and improving the credit risk capability for the organization as Atlas continues to grow. They will work closely with Origination teams, other risk leaders, and with clients on the evaluation of credit risk in new transactions as well as in existing portfolios. This analyst will develop a strong partnership with deal teams to ensure alignment between the business and the firm’s acknowledged risk appetite. They will also be responsible for enhancing the stature of the credit risk team through a stronger culture of review and challenge. This individual will have responsibility for conducting quantitative and qualitative deal and portfolio-level analysis on prospective transactions and modifications to existing positions.

The ideal candidate will have a team-oriented attitude with a genuine interest in securitized products and warehouse lending across a variety of areas, including consumer and commercial asset types, with strong writing and effective presentation skills. The candidate will manage multiple projects simultaneously with appropriate analytical support. Further, this individual will:

Primary Responsibilities

  • The underwriting process entails fundamental credit work on securitized asset pools (WH and term), complemented by corporate credit knowledge that can be utilized to evaluate the risk profile of originators and servicers. Asset types include a variety of consumer and commercial collateral, such as unsecured consumer, auto, aircraft, railcar, and other esoteric assets.
  • The role requires someone who can act like an investor (ideally, the candidate will have experience as an approver of credit in prior roles where they felt accountable for making risk decisions).
  • The individual will be asked to perform at an extremely high level within the Risk organization. He/she will need to demonstrate an ability to challenge 1LOD (sales/portfolio/structuring teams), substantiate support or dissent for a deal, and, where there is dissent, work with the deal team on structural improvements which might move a transaction from “no” to “maybe/yes”.
  • The individual would participate in the deal structuring process from inception and be involved over the lifecycle of a transaction, with greater involvement should asset classes be underperforming, higher risk, less liquid, more esoteric, etc.
  • Present diligence findings to the firm's investment committee, make a recommendation, and answer questions from the committee.
  • Complete and document thorough market, borrower, and collateral level analysis to support assumptions.

Qualifications & Experience

  • Experience with and/or strong subject matter knowledge of the financing of securitized products (ideally with an expertise in Consumer and Commercial credit ABS). Understanding of rating agency methodology to assign internal ratings to facilities.
  • Ability to roll up sleeves and work alongside Origination, Portfolio Management, and Structuring teams (collectively 1LOD) to underwrite highly structured warehouse (loan) facilities.
  • Strong Excel/modeling skills to review complex asset and liability cash flow models
  • The candidate will have a strong foundation in risk but be solution-oriented. S/he will understand the commercial needs of a business (delivering for clients) – especially one in a growth stage -- but know how to balance that with risk discipline and control.
  • Role requires someone with strong analytical skills, multi-asset class experience, and an ability (and experience with) building risk management tools to aid in governing the risk in the portfolio (including identifying needed changes or additions to risk limits, providing intelligence and input on risk ratings, stress tests, etc. to ensure the risk metrics and monitoring which are utilized to govern the book are proactive indicators of risk).
  • Ability to quickly learn new asset types and associated risks and mitigants.
  • Extensive financial analysis and modelling skills, expertise in credit risk management, and advanced understanding of risk metrics/models/systems.
  • An understanding of fundamental credit skills, ideally having spent time in a large bank or financial institution with structured credit training programs.
  • Natural detail orientation and meticulousness, having been directly responsible for the preparation of highly detailed and comprehensive narrative credit memorandums, including detailed cash flows with scenario analysis.
  • Prior experience and responsibility for critical decisions of significant financial impact and complex criteria.
  • Experience working as part of a larger team; must possess innate ability to succeed in a highly collaborative and collegial environment.
  • Proven organizational leadership skills and talent development skills.
  • Must have exceptional communication skills, both written and verbal. Must be comfortable presenting prospective deals to the investment committee and capable of managing a healthy level of challenge and tension throughout these committee discussions. Must be able to communicate complex risk-related concepts to both internal and external parties (acquisitions team, investment committee, investors).
  • Ability to incorporate and understand mass information from a variety of sources to stay ahead of market/economic trends that may impact the organization's businesses.

About AASP Management, LP (AASP) & ATLAS SP

AASP is an indirect wholly-owned subsidiary of Apollo Management Holdings, LP. Currently, AASP manages asset-backed warehouse facilities and other securitized products and structured finance assets. Such assets are primarily sourced and serviced by ATLAS SP Partners. Additionally, AASP serves as the sole risk manager for ATLAS SP Partners, which was created out of Credit Suisse’s Securitized Products Group, a top provider of credit solutions to lenders. Now as a standalone securitized credit origination platform, ATLAS SP continues to benefit from the team’s leadership, experience and operational strength to serve client needs across the full ABS financing spectrum. ATLAS SP is backed by a diverse set of institutional capital partners, including affiliates of Apollo, and other third-party financial institutions. These relationships can provide ATLAS SP with investment-grade capital partners and strategic benefits designed to enhance its financial and operational strength and to accelerate growth in client offerings.

About Apollo

Apollo is a high-growth, global alternative asset manager. In our asset management business, we seek to provide our clients excess return at every point along the risk-reward spectrum from investment grade to private equity with a focus on three investing strategies: yield, hybrid, and equity. For more than three decades, our investing expertise across our fully integrated platform has served the financial return needs of our clients and provided businesses with innovative capital solutions for growth. Through Athene, our retirement services business, we specialize in helping clients achieve financial security by providing a suite of retirement savings products and acting as a solutions provider to institutions. Our patient, creative, and knowledgeable approach to investing aligns our clients, businesses we invest in, our employees, and the communities we impact to expand opportunity and achieve positive outcomes.

Our Purpose & Core Values

Our clients rely on our investment acumen to help secure their future. We must never lose our focus and determination to be the best investors and most trusted partners on their behalf. We strive to be:

The leading provider of retirement income solutions to institutions, companies, and individuals.

The leading provider of capital solutions to companies. Our breadth and scale enable us to deliver capital for even the largest projects – and our small firm mindset ensures we will be a thoughtful and dedicated partner to these organizations. We are committed to helping them build stronger businesses.

A leading contributor to addressing some of the biggest issues facing the world today – such as energy transition, accelerating the adoption of new technologies, and social impact – where innovative approaches to investing can make a positive difference.

We are building a unique firm of extraordinary colleagues who:

  • Outperform expectations

  • Challenge Convention

  • Champion Opportunity

  • Lead responsibly

  • Drive collaboration

As One Apollo team, we believe that doing great work and having fun go hand in hand, and we are proud of what we can achieve together.

Our Benefits

Apollo relies on its people to keep it a leader in alternative investment management, and the firm’s benefit programs are crafted to offer meaningful coverage for both you and your family. Please reach out to your Human Capital Business Partner for more detailed information on specific benefits.

Pay Range

$175,000 - 250,000

Apollo Global Management, Inc. (together with its subsidiaries and affiliates) is committed to championing opportunity.

The firm and its affiliates comply with applicable discrimination and equal opportunities legislation in all of its jurisdictions and do not discriminate in employment or recruitment based on race, color, religion, gender, national origin, veteran status, disability, age, citizenship, marital or domestic/civil partnership status, sexual orientation, gender identity or expression or any other protected characteristic under applicable law.

The contents of the qualifications and experience section of this job description are a guideline only. If an applicant can otherwise demonstrate their suitability for the role they will be considered.

The base salary range for this position is listed above. This position is also eligible for a discretionary annual bonus based on personal, team, and Firm performance. Compensation ranges are based on several factors including job function, level, and geographic location. Final offer amounts are determined by multiple factors including candidate experience and expertise, and may vary from the amounts listed here.